One of the things most asked for (and not received) by buyers and sellers is financial advice. I am trained to help you with taxation and financing problems. I'll supply you with facts and figures to help you make decisions. As a trained professional, I not only know how much income the buyer should earn to qualify for your property, but how to get the information.
Sellers and buyers (and some real estate agents) are not usually familiar with lenders' requirements for loan qualifying because things change so rapidly and there are so many loan programs available. Buyers are more willing to share their personal financial information with a trained real estate professional and are frequently looking for an agent who can show them how to buy the property they want.
An agent who is knowledgeable in methods financing can not only help put together transactions that may seem impossible, but also protect you from entering into a contract with an unqualified buyer. This is why it is important to have me help you sell your property.

Professional Designations

• BBA - Bachelor of Business Administration, University of Georgia
• ABR - Accredited Buyer Representative
• CCIM - Certified Commercial Investment Member
• CRS - Certified Residential Specialist
• e-PRO - Internet Professional
• GRI - Graduate of Real Estate Institute
• RRS - Resort and Recreation Specialist

Business Achievements

• Owner/Broker-in-charge Julie Toon Pawley Real Estate Broker, Inc.
• Past President/Owner of Coldwell Banker Toon Pawley Real Estate, Inc.
• Life Member of Hilton Head Association of Realtors Distinguished Sales Award
• Recipient of REALTORS Service Award
• Past Board of Directors of Hilton Head Association of Realtors
• Past President - Queens Grant IV Property Owners Assn.
• Past President of Forest Beach Property Owners Association
• Past Director of Hilton Head Multiple Listing Service

Real Estate Training

• Building Wealth Through Real Estate Investment
• Real Estate Taxation & Advanced Real Estate Taxation
• Mortgage Counselor Training
• Negotiation Strategies
• Extensive Knowledge of all areas of Hilton Head Real Estate Market

Professional Qualifications

• South Carolina Real Estate Brokerage License since 1979
• South Carolina Licensed Real Estate Instructor
• Active member of National, State, and Local Association of REALTORS
• Active member of Commercial Investment Real Estate Council
• Active member of the Residential Sales Council
• Certified State of South Carolina Real Estate Instructor

Community Activities

• Member St. Andrews By the Sea United Methodist Church
• Treasurer and Board Member of Reaching Potentials of South Carolina, Inc.

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